Did your disability costs just go up?


If your disability benefits are self -insured, you probably need to take action

Over the last decade there has been an inconsistency between the deductions of EI and CPP contributions for employer-provided disability benefits.

Recent changes to the Canada Pension Act now offer a consistent basis for the deductions of EI and CPP contributions: employer-paid self-insured disability benefits are included as pensionable earnings for CPP. However, Bill C-13 does not distinguish between trusteed and non-trusteed plans.

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