Privacy Policy


PBI Actuarial Consultants Ltd. (“PBI”) is committed to protecting any personal information that we collect, use and disclose in the course of providing professional services and operating our firm, in accordance with all applicable regulatory requirements, including applicable privacy legislation, and consistent with our professional obligations. As actuaries and consultants, we have professional obligations to maintain information we have received within our client relationships in confidence. This privacy policy supplements our professional obligations of client confidentiality and sets out in general terms how we collect, use, disclose and protect the personal information of PBI’s website users (“you”).

Personal Information

Privacy legislation in Canada defines “personal information” as any information about an identifiable individual. In general, personal information does not include business contact information, including your name, title or position, business or business e-mail address, telephone or facsimile number.

Collection of Personal Information

In some cases, such as to participate in surveys, subscribe to e-mail communications, or to contact us through our Web Site, we will ask you for personal information. We use the personal information you provide only for the purpose for which you have provided it. If a subscriber or visitor has subscribed or attended an event organized by PBI in the past, we may combine the information with information submitted on the website. We provide an on-going opportunity to unsubscribe or opt-out of contact by the firm. To do so, please contact .


Cookies are small data files that are sent to your browser and stored on your computer’s hard-drive when you visit certain web sites in order to “track” your visit to the site. For general users of the site, cookies are used only during a user session and are then deleted. Cookies may be used to analyze web site usage. We do not match or correlate this information with any personal information that you submit on the site.


If you send an e-mail message to us, we will use your e-mail address and any other information you provide to respond to your request.


Our web site may present links to other web sites. You should be aware that operators of linked web sites may also collect your personal information and information generated through the use of cookies when you link to their web sites. PBI is not responsible for how such third parties collect, use or disclose your personal information, so it is important to review their privacy policies before providing them with your personal information.


We reserve the right to change our Privacy Policy at any time by posting a new Privacy Policy on our site.

If you have any questions about our privacy policies, please contact our Privacy Officer at:
750 Boulevard Saint-Laurent,
Bureau 401, Montreal, QC H2Y 2Z4
Phone: 514-317-2342
By using this web site, you consent to the collection and use of your Personal Information as described herein.

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